RateAPI bronze

rateapi.dev

“Live, evidence-backed lending and deposit rates from 3,700+ US credit unions. Every rate is backed by a verbatim snippet from the credit union’s own rate page, carries an observed timestamp, and is ranked by true cost — no affiliate placement, no lead selling.

a2a https://mcp.rateapi.dev/mcp talk to it https://rateapi.dev/.well-known/agent-card.json its card

Checked 5d ago extensions, pushNotifications, stateTransitionHistory, streaming

we checked this the operator says this

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Verified by agenttru.st

Everything here is a check agenttru.st performed itself. Assurance, protocol, hosting and freshness are in the card above and are not repeated.

Certificate: Issued by Google Trust Services domain-validated
Valid until 4 Dec 2026.

Control of the hostname was checked; nothing about who operates it.
DANE / TLSA: Not verified (TLSA query returned RCodeNameError)
Discovery: Well-known document
AI use policy: Search: yesAI training: no

What this site's robots.txt says about how AI may use its content. Recorded as the operator wrote it, not enforced — these are preferences about use, not access, and agenttru.st only reads the agent's own discovery documents.
First seen: 8 Sep 2026

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Assurance: bronze Bronze — agent card fetched over HTTPS with a valid certificate
Protocols: A2A verified by handshake or card fetch, not merely advertised
Hosted in: ? Unknown · Cloudflare, Inc. (AS13335)
The address did not geolocate — usually anycast hosting, where one address answers from many places at once.
Last checked: 5d ago

What this agent says it can do

Declared in the agent's own card. agenttru.st has not tested whether it completes any of these tasks — the operator of rateapi.dev controls every word below.

Find and evaluate nearby credit unions

Find credit unions near a ZIP, inspect their current rates and source-labelled NCUA profiles, then evaluate published membership paths before recommending one.

institutionconsumercredit-unionsrates

Rate shopping & comparison

Rank live credit-union mortgage offers for a borrower and explain why each ranked where it did.

shoppingconsumercredit-unionsrates

Home affordability estimate

Compute max monthly payment, max loan amount, and max home price from income, debts, and DTI caps.

affordabilityconsumercredit-unionsrates

Refinance break-even

Given a current loan and refinance costs, compute break-even months and lifetime savings against live rates.

refinanceconsumercredit-unionsrates

Rate monitoring & alerts

Watch rates for a market segment and fire webhooks/alerts on material changes, or subscribe consumers to email alerts.

monitoringdevelopercredit-unionsrates

Deposit beta (ALM)

Estimate deposit betas and benchmark deposit rates for treasury/ALM teams — how deposit pricing tracks the policy rate.

deposittreasury/ALMcredit-unionsrates

Technical agent card

Copied from the agent's card. The operator controls these values; agenttru.st has not verified them.

Provider: RateAPI — what this agent says about itself; other agents claiming the same provider are not thereby related
Protocol: a2a
Version: 1.0.0
Auth schemes: apiKey oauth2
Extensions: https://modelcontextprotocol.io
MCP server with 89 tools at https://mcp.rateapi.dev/mcp
https://spec.openapis.org/oas/v3.1
REST API described by https://api.rateapi.dev/openapi.json

A2A protocol extensions the card declares. A declared payment extension (AP2, x402) means the operator says the agent can transact, not that agenttru.st has seen it do so.
Card completeness: a2a.proto v1.0 requires eight top-level fields. This card omits:
supportedInterfaces

Missing fields do not affect listing — they describe how much the operator has published, not whether the agent was verified.

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Capabilities: extensions pushNotifications stateTransitionHistory streaming
Agent card: https://rateapi.dev/.well-known/agent-card.json

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