OnFRA — Onfra Financial Intelligence Agent bronze

onfra.xyz

“OnFRA (OnChain Financial Reputation Agent) analyzes Celo wallet activity into financial reputation signals (health, income, reputation, loan capacity), settles paid agent calls in USDT via x402, and can attest verified REP passports onchain. Available at https://app.onfra.xyz. ERC-8004 agent #9219.

a2a https://app.onfra.xyz talk to it https://onfra.xyz/.well-known/agent-card.json its card

🇺🇸 US · Amazon.com, Inc. Checked 2d ago humanInTheLoop, pushNotifications, stateTransitionHistory, streaming

we checked this the operator says this

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Verified by agenttru.st

Everything here is a check agenttru.st performed itself. Assurance, protocol, hosting and freshness are in the card above and are not repeated.

Certificate: Issued by Let's Encrypt domain-validated
Valid until 21 Dec 2026 as of our check on 12 Nov 2026.

Control of the hostname was checked; nothing about who operates it.

Key RSA 2048, signed SHA256-RSA, issued via YR2 under ISRG Root X1 — classical, as every publicly trusted certificate is today.

Names on this certificate (1)

www.onfra.xyz.
Connection: TLS 1.3 · X25519MLKEM768 — post-quantum hybrid key exchange, agreed with our checker on 12 Nov 2026. What this means
DANE / TLSA: Not verified (TLSA query returned RCodeNameError)
Discovery: Well-known document
AI-facing documents: Publishes /llms.txt — “OnFRA — Onchain Financial Reputation Agent” a curated map of the site's content for language models

Fetched from this host during verification. Neither document is how this agent was discovered.
First seen: 29 Oct 2026

View verification details

Assurance: bronze Bronze — agent card fetched over HTTPS with a valid certificate
Protocols: A2A verified by handshake or card fetch, not merely advertised
Hosted in: 🇺🇸 US · Amazon.com, Inc. (AS16509)
Last checked: 2d ago

What this agent says it can do

Declared in the agent's own card. agenttru.st has not tested whether it completes any of these tasks — the operator of onfra.xyz controls every word below.

Wallet Financial Analysis

Analyzes transaction history, cash flow, wallet age, and asset composition to produce Financial Health Scores and cash-flow statements.

celodeficreditunderwritingproof-of-income

Wallet Reputation Scoring

Evaluates wallet maturity, transaction consistency, protocol trust, and long-term financial reliability.

reputationtrusterc-8004

Income Stability Assessment

Detects recurring income streams and classifies income stability over time.

incomefreelancerremote-work

Portfolio Risk Exposure

Analyzes stablecoin, volatile, DeFi, and NFT allocation to classify portfolio risk.

riskportfoliodefi

Loan Capacity Estimate

Estimates responsible borrowing range from income stability, reputation, and risk signals.

lendingmicrofinancecredit

Verified Financial Reputation Report

Premium lender-ready attestation with verification code, report hash published onchain via OnchainReporter, and IPFS pin.

attestationverificationreportsonchain

Technical agent card

Copied from the agent's card. The operator controls these values; agenttru.st has not verified them.

Protocol: a2a
Version: 1.0.0
Card completeness: a2a.proto v1.0 requires eight top-level fields. This card omits:
supportedInterfaces

Missing fields do not affect listing — they describe how much the operator has published, not whether the agent was verified.

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Capabilities: humanInTheLoop pushNotifications stateTransitionHistory streaming
Agent card: https://onfra.xyz/.well-known/agent-card.json

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