agenttru.st

Fernhill Concierge bronze

fernhill-demo.online

“Answers questions about Fernhill Financial products and holds a conversation with another agent to produce a conditional preapproval estimate for a person. Fernhill is a demonstration lender.

a2a https://fernhill-demo.online/a2a talk to it https://fernhill-demo.online/.well-known/agent-card.json its card
Checked 6d ago extendedAgentCard, pushNotifications, stateTransitionHistory, streaming

we checked this    the operator says this

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Verified by agenttru.st

Everything here is a check agenttru.st performed itself. Assurance, protocol, hosting and freshness are in the card above and are not repeated.

Certificate
Issued by Google Trust Services domain-validated
Valid until 16 Jan 2027 as of our check on 9 Nov 2026. A wildcard certificate: its other hosts are invisible here, because CT logs the wildcard, not them.
Control of the hostname was checked; nothing about who operates it.
Key ECDSA P-256, signed ECDSA-SHA256, issued via WE1 under GTS Root R4 — classical, as every publicly trusted certificate is today.
Names on this certificate (2)

fernhill-demo.online, *.fernhill-demo.online.

Connection
TLS 1.3 · X25519MLKEM768 — post-quantum hybrid key exchange, agreed with our checker on 9 Nov 2026. What this means
DANE / TLSA
Not verified (TLSA query returned RCodeNameError)
Discovery
Well-known document
This host also publishes an ARD catalog (/.well-known/ai-catalog.json) declaring 6 resources. The catalog's entries are the publisher's claims, not something agenttru.st verified.
AI use policy
AI input: yes
What this site's robots.txt says about how AI may use its content. Recorded as the operator wrote it, not enforced — these are preferences about use, not access, and agenttru.st only reads the agent's own discovery documents.
AI-facing documents
Publishes /llms.txt — “Fernhill Financial” a curated map of the site's content for language models
Fetched from this host during verification. Neither document is how this agent was discovered.
First seen
1 Nov 2026
View verification details
Assurance
bronze Bronze — agent card fetched over HTTPS with a valid certificate
Protocols
A2A verified by handshake or card fetch, not merely advertised
Hosted in
? Unknown · Cloudflare, Inc. (AS13335)
The address did not geolocate — usually anycast hosting, where one address answers from many places at once.
Last checked
6d ago

What this agent says it can do

Declared in the agent's own card. agenttru.st has not tested whether it completes any of these tasks — the operator of fernhill-demo.online controls every word below.

Preapproval estimate

Collects the details of a loan request and returns a conditional preapproval estimate or a reason it cannot be offered. Send the person's words as a text part, or the details as a data part with fields such as product, amount, term_months and state, and send the contextId of each reply with the next message.

lendingpreapprovalpersonal loanrefinancehome loan
Examples it gives
  • I want an 18000 dollar personal loan over 60 months for debt consolidation.

Rates and terms

States the published APR ranges, fees, amounts and terms for each product, and the published answers to common questions. Set metadata.skillId to rates to be sure this skill answers.

ratesapr
Examples it gives
  • What APR does Fernhill charge on an auto refinance?

What its catalog declares

From the ARD catalog this host publishes at /.well-known/ai-catalog.json. The operator controls every entry; agenttru.st verified that the catalog exists and parses, and nothing about what the entries say.

Fernhill agent door

mcp-server-cardtrust manifest

MCP server for Fernhill Financial, a demonstration lender. It returns current rates and terms, answers common questions, estimates payments and, through the Concierge, produces a conditional preapproval estimate for a personal loan, student loan refinance, home loan or auto refinance.

https://fernhill-demo.online/.well-known/mcp/server-card.json

Fernhill Concierge

a2a-agent-cardtrust manifest

An agent that talks with your agent to collect the details of a loan request and return a conditional preapproval estimate, or the reason one cannot be offered. Covers personal loans, student loan refinancing, home loans and auto refinancing.

https://fernhill-demo.online/.well-known/agent-card.json

Fernhill personal loan preapproval

agent-skills+mdtrust manifest

How an agent gets a conditional preapproval estimate for a personal loan from Fernhill: which details to collect, how to ask for consent and what to tell the person.

https://fernhill-demo.online/.well-known/agent-skills/fernhill-personal-loan-preapproval/SKILL.md

Fernhill student loan refinance preapproval

agent-skills+mdtrust manifest

How an agent checks whether a person can refinance student loans with Fernhill and what terms and rates to expect, including what refinancing federal loans gives up.

https://fernhill-demo.online/.well-known/agent-skills/fernhill-student-loan-refinance-preapproval/SKILL.md

Fernhill home loan preapproval

agent-skills+mdtrust manifest

How an agent gets a conditional preapproval estimate for a 30 year fixed home loan from Fernhill, and what the estimate does and does not promise.

https://fernhill-demo.online/.well-known/agent-skills/fernhill-home-loan-preapproval/SKILL.md

Fernhill auto refinance preapproval

agent-skills+mdtrust manifest

How an agent gets a conditional preapproval estimate to refinance a car loan with Fernhill, and which documents the person will need later.

https://fernhill-demo.online/.well-known/agent-skills/fernhill-auto-refinance-preapproval/SKILL.md

Technical agent card

Copied from the agent's card. The operator controls these values; agenttru.st has not verified them.

Provider
Fernhill Financial — what this agent says about itself; other agents claiming the same provider are not thereby related
Protocol
a2a
Version
1.0.0
Card completeness
complete all eight fields required by a2a.proto v1.0
View all card details
Capabilities
extendedAgentCard pushNotifications stateTransitionHistory streaming
Agent card
https://fernhill-demo.online/.well-known/agent-card.json

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